Some days, it's hard to look beyond the day you're immersed in. You're juggling your child's schedule, booking doctor and therapy appointments, tending to his needs, doing assorted therapeutic stuff and repeating "Max loves Cars 2!" 8,500 times (oh, wait, that's just me). Some days, even a bathroom break feels like a treat.
But you know, in your head and heart, that at some point you need to start planning for your child's adulthood, no matter how hard the thought of that is—or how pressed your budget is. It seems even more important now, given all the nasty budget cuts to services for adults with disabilities.
I'm going to be doing a series of posts in the upcoming months meant to demystify (and de-anxiety-tize!) the process, sponsored by Massachusetts Mutual Life Insurance Company (MassMutual). The company has a program devoted to special needs financial planning, SpecialCare, for parents and caregivers. I'll be visiting a financial planner to go through the planning process, and I'll share details about what it's like, along with other info I get.
Need some motivation for wrapping your head around planning? You could sign up for a free screening of Autism: Coming Of Age, which I reviewed back in April. It's a powerful documentary about the care our kids will get as adults, and while it focuses on autism the message and information is helpful to any person with disabilities. MassMutual, which sponsored the film, is offering private screenings to groups of 25 or more; read the details and fill out a request form here.
Meanwhile, please share your questions about planning financially for a child with special needs. My aim is to get them all answered in the posts. Ask away! No question is too big, too small, too neurotic or too out there.
This is one of a series of posts sponsored by MassMutual, for which I received compensation. SpecialCare is an exclusive MassMutual program that provides access to information, specialists and financial products and services.